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Gold (1gm)
Price on 04/12/2024 (Today): ₹ - 03/12/2024: ₹ - ₹ (-)
CIN: U67100KL2019PLN060545
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Gold Loan

AS LokanethraNidhi provides instant gold loan at attractive interest to help you in times of need. Whether you are an entrepreneur running a small business, a retail merchant, farmer, a salaried employee or in any other occupation, you might run into money needs without going through long-drawn processes and paperwork.

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Lokanethra Gold Schemes

We offer four attractive gold loan schemes that you can avail at the interest rates of 11%, 15%, 17% and 18%. Gold is always a safer way of banking when you are in need of instant money. You could be an individual or a small business or a retailer but AS Lokanethra Nidhi is always there to help those in genuine need. Our processes are simple with minimum paperwork.

AS Nidhi Advantage

Gold as a strategic asset

Gold is priceless. As an investment, there is nothing to beat it.

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Easy Process

Getting a Gold Loan is less than a day’s work

Our customer care ensures that you are spared of long-winded procedures in order to get your gold loan processed.

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Soubhagya Gold Loan
Soubhagya Gold Loan

• Interest starts as low as 11%

• Maximum tenure, minimum interest

• Loan up to Rs 50000

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Regular Gold Loan
Regular Gold Loan

• Interest starts at 15%

• Maximum loan up to Rs 2 lakhs

• Lower interest rates and higher LTV and Tenure

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Smart Gold Loan
Smart Gold Loan

• Interest starts at 17%

• Maximum loan up to Rs 3 lakhs

• Higher liquidity for gold ornaments

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Super Plus Gold Loan
Super Plus Gold Loan

• Interest starts at 18%

• Loans ranging from Rs 3000 to Rs 5 lakhs

• Highest LTV (up to 80% of market value)

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Have a question about Gold Loan? check these answers.

Gold loan is sanctioned by accepting the gold ornaments of the customer as pledge. Personal loan is sanctioned on the basis of source of income and repayment capacity of an applicant. It is true that Gold loans, like personal loans or credit card borrowings, are often used for short term household requirements. However, in terms of the cost and ease of availing the loan, and the convenience when repaying, gold loans are a better bargain. Personal loans and credit card borrowings are unsecured loans and therefore may carry a higher rate of interest. Gold loans, on the other hand, are cheaper and can be availed of in minutes. You can also stretch the repayment to your convenience; the only requirement is that you have to service the interest periodically. Credit card borrowings may be easier to avail than even gold loans but the interest rates are prohibitive and it can lure people into a debt-trap.

Gold loan is sanctioned by accepting the gold ornaments of the customer as pledge. Personal loan is sanctioned on the basis of source of income and repayment capacity of an applicant. It is true that Gold loans, like personal loans or credit card borrowings, are often used for short term household requirements. However, in terms of the cost and ease of availing the loan, and the convenience when repaying, gold loans are a better bargain. Personal loans and credit card borrowings are unsecured loans and therefore may carry a higher rate of interest. Gold loans, on the other hand, are cheaper and can be availed of in minutes. You can also stretch the repayment to your convenience; the only requirement is that you have to service the interest periodically. Credit card borrowings may be easier to avail than even gold loans but the interest rates are prohibitive and it can lure people into a debt-trap.

Gold loan is sanctioned by accepting the gold ornaments of the customer as pledge. Personal loan is sanctioned on the basis of source of income and repayment capacity of an applicant. It is true that Gold loans, like personal loans or credit card borrowings, are often used for short term household requirements. However, in terms of the cost and ease of availing the loan, and the convenience when repaying, gold loans are a better bargain. Personal loans and credit card borrowings are unsecured loans and therefore may carry a higher rate of interest. Gold loans, on the other hand, are cheaper and can be availed of in minutes. You can also stretch the repayment to your convenience; the only requirement is that you have to service the interest periodically. Credit card borrowings may be easier to avail than even gold loans but the interest rates are prohibitive and it can lure people into a debt-trap.

Gold loan is sanctioned by accepting the gold ornaments of the customer as pledge. Personal loan is sanctioned on the basis of source of income and repayment capacity of an applicant. It is true that Gold loans, like personal loans or credit card borrowings, are often used for short term household requirements. However, in terms of the cost and ease of availing the loan, and the convenience when repaying, gold loans are a better bargain. Personal loans and credit card borrowings are unsecured loans and therefore may carry a higher rate of interest. Gold loans, on the other hand, are cheaper and can be availed of in minutes. You can also stretch the repayment to your convenience; the only requirement is that you have to service the interest periodically. Credit card borrowings may be easier to avail than even gold loans but the interest rates are prohibitive and it can lure people into a debt-trap.

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